Mortgage Broker Services in Ottawa
When buying a home, there is so much to consider, such as the type of property that will suit your needs, your budget, and what kind of work you're ready to put in. However, the very first step is finding out what type of mortgage you qualify for. This will determine how much you can afford to spend on buying a home.
Whether you're a first-time homebuyer or looking for guidance on refinancing, Borrowing Made Simple has you covered. We have worked in the Ottawa real estate market for many years and have access to a range of unique lenders.
To learn about what we have to offer our clients or to get started on your pre-approval, call (343) 763-2019.
What Is a Mortgage Broker?
Short answer: We are mortgage experts. If you need any information at all regarding mortgages, you should reach out to Borrowing Made Simple. Unlike your local bank branch, we are the cure-all for any of your mortgage needs. Another advantage that our services have over the banks is our access to many different lenders. When you book an appointment with us, you are cutting out the process of having to speak with any major banks or trust companies, and instead, getting all your information from one person. We have access to mortgage products from many different lenders, which means, when you reach out to us, you have more options as well.
The Advantages of Hiring Our Mortgage Broker Services
The biggest advantage of hiring our team of mortgage experts is how easy it will be to get everything you need done. We have answers to all your mortgage questions and can help you get the exact product that you are looking for.
Access to lenders
Our access to lenders means that we have access to a various price range that gives you access to all the lowest rates out there. This makes it much easier for you to compare the price differences between multiple lenders. When you have this many options it allows you to see the rates so you know whether you are getting a fair shake.
We always provide expert advice to any additional questions our clients may have. Even if you know next to nothing about mortgages, we are happy to explain anything to you. After all, this is our profession – we work with mortgages full-time and understand them like the back of our hands. We can always help you navigate the murky waters of the mortgage market.
We operate independently. This means that we don’t have any preference as to which lender you go with, so you won’t receive any unfair pressure from our team pushing you one way or another. It is in our best interest for you to get the best rate possible, regardless of your final decision.
Hiring a Broker will Save You Time
We have our mortgage broker services nailed down to a science. When you book an appointment with us and walk through our door, we promise that you will experience the most efficient mortgage meeting possible.
Plus, the meeting can be done in one of many ways. Usually, we like to go with whatever your preference is, but we can meet in person, over the phone, or book a video chat conference. Any documentation that you may require can easily be sent through email.
Should You Hire Our Services?
If you need mortgage assistance, there is no real downside to hiring our services. There is no pressure to sign anything you don’t feel comfortable in signing, and in the best cases, our clients can save thousands of dollars.
Get in touch with our helpful team today if you think our services are right for you.
Book a Consultation at Our Mortgage Brokerage
As a mortgage broker firm, it's our job to understand your financial capacity and introduce you to the very best mortgage rates available on the local market. To deliver accurate recommendations and expert guidance, we will begin by conducting an in-depth consultation.
To be prepared for the meeting, we advise that you bring the following:
- Personal ID
- Proof of income
- Evidence of genuine savings
- Bank statements
- Loan statements
- A recent credit score
- Details of financial commitments (how you are paying off debts etc.)
- Property details (when applicable)
During the meeting, we will explain the process of finding the right mortgage and answer any questions you may have. Providing us with the necessary documents will speed up the operation and help us find you the very best rates.