Mortgage Broker in Ottawa
Homeownership is a big step for any Ottawa family or individual. Before you can make that big leap into the housing market though, you first need to secure a mortgage. In order to make sure your mortgage loan suits your existing and future financial situation, you need to seek the assistance of a trusted intermediary. That is where the independent mortgage brokers at Borrowing Made Simple come in.
We help clients of all distinctions find the right lenders for their mortgages. We make sure the terms are set in your favour and no one else's. If you want low mortgage rates and favourable outcomes, contact us at (343) 763-2019. We cannot wait to serve you.
Helping Homebuyers Every Day
Buying a home is one of the biggest purchases you will ever make—ensure that you are making the best deal possible with the licensed mortgage brokers at Borrowing Made Simple. No matter what type of buyer you are, we will take the time to understand your situation and help you find the best mortgage solution for your needs. Our professional resources and thorough approach allow us to guarantee the lowest possible rates for our clients.
We Are Your Advocates
When navigating the many mortgage products and financial instruments available today, it can be hard to know where to turn. Despite the upstanding nature of reputable lenders and creditors, they're incentivized to operate with their company's best interests at heart. Their position can make negotiating the terms of a mortgage quite challenging—especially if you're new to the world of homeownership.
With us by your side, you'll have the guidance, counsel, and representation of accredited professionals. Not only are we professional, but we're only ever interested in working on your behalf. As independent brokers, we are not beholden to any lenders. When you request our services we work for you and you alone. We strive to secure you the most favourable payment agreements, interest rates, and more.
Give us a call at (343) 763-2019 to schedule a consultation and start the home buying process.
Convenient Services for Better Rates
If you aren't a mortgage expert, why go through the trouble of doing all of that research about lenders and banks yourself? We have the expertise you need to speed up your mortgage finding process. You'll be able to use your valuable time looking at properties to invest in while we find a mortgage that will set you up for success.
Borrowing Made Simple Provides an Easy-Going Mortgage Process
When you decide to choose our services, we will guide you through the process much faster than you could on your own. We have access to many lenders and will fast-track the mortgage assessment process for you by completing a strategy call. This allows us to determine whether the mortgage you're applying for will be a good choice for you in as little as ten minutes.
Contact our team today if you are looking for a helpful and friendly mortgage broker who will get you the best rates on the market.
Providing Mortgage Efficiency
Getting your mortgage through as quickly and efficiently as possible is made easy when you contact Borrowing Made Simple. When you get in touch with our team and tell us about the type of mortgage you are looking for, we will relate your circumstances and limitations to the lender's criteria. We'll narrow down the information we get and find you the lowest mortgage rate possible for your needs every time.
Make this complex process easy on yourself — hire a team of professionals that cares about positioning you on the path to stress-free homeownership.
Don't Go Through the Banks Yourself! Hire a Mortgage Broker
When people decide to find the right mortgage themselves, they are taking on a more significant challenge than they may have initially thought. The process of finding the right mortgage specific to your needs involves hours of speaking on the phone to potential lenders, booking appointments, researching bank criteria, and risking losing money through misunderstanding those criteria.
If you are in the home buying market, get it done right the first time, and fast by contacting Borrowing Made Simple today. One of our seasoned mortgage brokers will set up a consultation session for you at your earliest convenience.
Detailed, Client Specific Mortgage Service from Start to Finish
The main thing that sets our services apart from the rest is recognizing that every client's needs are different. When you contact us, we take the time to carefully analyze all of the various elements of what you require in a mortgage. After all, there is no one-size-fits-all option when it comes to mortgage lending, and we know that better than anyone. We advocate on your behalf to find the best mortgage for your specific needs, now and into the future.
Contact our team today for an effective mortgage finding process and incredibly low rates.
Acquire Low-Interest Rates Now
Every mortgage agreement is different. Some lenders are eager to offer any client a loan for their new home, but that doesn't mean the terms of the mortgage are advantageous in the long run. When securing a mortgage, the most important factor to consider is the interest rate. The interest rate on your mortgage might be the thing that keeps you from paying off your loan in the decade you had intended to do so.
As your advocates, we will enter into negotiations with the preferred lenders to secure the most suitable interest rates for your financial situation today, tomorrow, and for years to come. With us by your side, you'll find the most flexible and reputable lenders.
Get Pre-Approved for a Mortgage Today
We’ve helped countless clients get pre-approved for their home mortgages. Before you start looking for a home, it’s essential to know what kind of mortgage you can afford. The pre-approval will give you the information you need to begin your search for a property.
Our team works with prospective homebuyers to understand their financial situation and estimate how much money they should be looking to spend on a new home.
When you contact our experts, we will schedule a consultation at your earliest convenience. To start the pre-approval process, we ask that you bring the following documentation with you to the meeting:
Proof of Income
We will need wage statements, recent pay stubs, proof of alimony or bonuses, and tax returns from the past two years.
It’s important to have good credit when it comes to buying a property. Having a high credit score can help you get a low-interest rate on your mortgage.
Proof of Assets
Bank statements and investment account statements are needed to prove you have money for a down payment and closing costs.
We will also collect a copy of your driver’s license, social security number, and signature. This information will allow a prospective lender to access your credit information.
If you are unsure where to locate some of these documents, be sure to let us know. We’ll point you in the right direction so that you can be prepared for our consultation.
A Mortgage Broker with Connections
Knowing where to turn for your mortgage can be challenging. We can point you toward a reputable lender, and we will leverage your position as a worthwhile applicant to secure suitable terms.
As your mortgage broker, it is our job to connect you with prospective lenders. Our team is proud to have connections throughout Ottawa and the surrounding area. We have connected our clients with banks, private lenders, and more.
Eliminate Confusion with Our Mortgage Specialists
Buying a home is not as simple as selecting a property and submitting an offer. In between those two stages there is much work—and much paperwork—to consider. We are here to help you through every stage of the process.
When taking out a home loan, you might find yourself conflicted and lost with information. It certainly helps to find a mortgage broker who will take the time to help you understand your options. Our goal is to make the home buying process a straightforward one. We offer client-focused appointments and accommodating service.
If you have any questions along the way, our mortgage agents will be more than happy to clarify the process and make sure you feel confident in your purchasing decision.
Get a Mortgage That Matches Your Needs
Are you a first-time homebuyer? Are you looking to skip the qualification process and acquire a pre-approved mortgage? Whatever the case, we can help you. We serve individuals and families of all distinctions.
With so many different options in the real estate market, it can sometimes be difficult to find a home loan that aligns with your financial situation. Luckily, our wide range of specialized mortgage solutions helps to ensure a mortgage that works for you.
Some of the mortgage solutions that we are proud to offer include:
- First-time homebuyers
- Mortgage refinancing
- New to Canada loans
- Renovation financing
- And more
Our Mortgage Brokers Get You the Rate You Deserve
Nobody ever wants to pay more than they have to—especially when it comes to a big purchase, such as a mortgage. Rushing into the first option that you come across could potentially result in thousands of more dollars paid over the length of your loan.
Our brokers will help you avoid this through our in-depth approach and valuable professional resources. We will not stop researching and negotiating with lenders until we are completely certain that we have secured you the best deal possible.