Mortgage Broker in Ottawa

Homeownership is a big step for any Ottawa family or individual. Before you can make that big leap into the housing market though, you first need to secure a mortgage. In order to make sure your mortgage loan suits your existing and future financial situation, you need to seek the assistance of a trusted intermediary. That is where the independent mortgage brokers at Borrowing Made Simple come in.

We help clients of all distinctions find the right lenders for their mortgages. We make sure the terms are set in your favour and no one else's. If you want low mortgage rates and favourable outcomes, contact us at (343) 763-2019. We cannot wait to serve you.

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Helping Homebuyers Every Day

Buying a home is one of the biggest purchases you will ever make—ensure that you are making the best deal possible with the licensed mortgage brokers at Borrowing Made Simple. No matter what type of buyer you are, we will take the time to understand your situation and help you find the best mortgage solution for your needs. Our professional resources and thorough approach allow us to guarantee the lowest possible rates for our clients.

We Are Your Advocates

When navigating the many mortgage products and financial instruments available today, it can be hard to know where to turn. Despite the upstanding nature of reputable lenders and creditors, they're incentivized to operate with their company's best interests at heart. Their position can make negotiating the terms of a mortgage quite challenging—especially if you're new to the world of homeownership.

With us by your side, you'll have the guidance, counsel, and representation of accredited professionals. Not only are we professional, but we're only ever interested in working on your behalf. As independent brokers, we are not beholden to any lenders. When you request our services we work for you and you alone. We strive to secure you the most favourable payment agreements, interest rates, and more.

Give us a call at (343) 763-2019 to schedule a consultation and start the home buying process.

Acquire Low Interest Rates Now

Every mortgage agreement is different. Some lenders are eager to offer any client a loan for their new home, but that doesn't mean the terms of the mortgage are advantageous in the long run. When securing a mortgage, the most important factor to consider is the interest rate. The interest rate on your mortgage might be the thing that keeps you from paying off your loan in the decade you had intended to do so.

As your advocates, we will enter into negotiations with the preferred lenders to secure the most suitable interest rates for your financial situation today, tomorrow, and for years to come. With us by your side, you'll find the most flexible and reputable lenders.

Get Pre-Approved for a Mortgage Today

We’ve helped countless clients get pre-approved for their home mortgages. Before you start looking for a home, it’s essential to know what kind of mortgage you can afford. The pre-approval will give you the information you need to begin your search for a property.

Our team works with prospective homebuyers to understand their financial situation and estimate how much money they should be looking to spend on a new home.

When you contact our experts, we will schedule a consultation at your earliest convenience. To start the pre-approval process, we ask that you bring the following documentation with you to the meeting:

Proof of Income

We will need wage statements, recent pay stubs, proof of alimony or bonuses, and tax returns from the past two years.

Credit Score

It’s important to have good credit when it comes to buying a property. Having a high credit score can help you get a low-interest rate on your mortgage.

Proof of Assets

Bank statements and investment account statements are needed to prove you have money for a down payment and closing costs.

Personal Information

We will also collect a copy of your driver’s license, social security number, and signature. This information will allow a prospective lender to access your credit information.

A Mortgage Broker with Connections

Knowing where to turn for your mortgage can be challenging. We can point you toward a reputable lender, and we will leverage your position as a worthwhile applicant to secure suitable terms.

As your mortgage broker, it is our job to connect you with prospective lenders. Our team is proud to have connections throughout Ottawa and the surrounding area. We have connected our clients with banks, private lenders, and more.

Eliminate Confusion with Our Mortgage Specialists

Buying a home is not as simple as selecting a property and submitting an offer. In between those two stages there is much work—and much paperwork—to consider. We are here to help you through every stage of the process.

When taking out a home loan, you might find yourself conflicted and lost with information. It certainly helps to find a mortgage broker who will take the time to help you understand your options. Our goal is to make the home buying process a straightforward one. We offer client-focused appointments and accommodating service.

If you have any questions along the way, our mortgage agents will be more than happy to clarify the process and make sure you feel confident in your purchasing decision.

Get a Mortgage That Matches Your Needs

Are you a first-time homebuyer? Are you looking to skip the qualification process and acquire a pre-approved mortgage? Whatever the case, we can help you. We serve individuals and families of all distinctions.

With so many different options in the real estate market, it can sometimes be difficult to find a home loan that aligns with your financial situation. Luckily, our wide range of specialized mortgage solutions helps to ensure a mortgage that works for you.

Some of the mortgage solutions that we are proud to offer include:

  • First-time homebuyers
  • Pre-approvals
  • Mortgage refinancing
  • New to Canada loans
  • Renovation financing
  • And more

Our Mortgage Brokers Get You the Rate You Deserve

Nobody ever wants to pay more than they have to—especially when it comes to a big purchase, such as a mortgage. Rushing into the first option that you come across could potentially result in thousands of more dollars paid over the length of your loan.

Our brokers will help you avoid this through our in-depth approach and valuable professional resources. We will not stop researching and negotiating with lenders until we are completely certain that we have secured you the best deal possible.

Fantastic Customer Service from Our Mortgage Team

We understand that buying a property can be stressful, especially if it’s your first time. Our team is here to support you and provide you with the information you need to make the very best choice based on your finances. We don’t want to get our clients into a situation where they’re in over their heads, and we always want to give you a range of options, so your money is flexible. If you have questions or concerns at any time, before or after you’ve found the right mortgage, our team is happy to listen, so don’t hesitate to get in touch!

Mortgage Brokers with Extensive Experience

Not only do our brokers have years of extensive experience working in the industry, but we also have a keen knowledge and understanding of the housing market in Ottawa. We know what kind of loan you need to get the house you want, and we can provide you with guidance and the information you need to make the best decisions for your purchase.

Great Mortgage Rates at Borrowing Made Simple

We want to assist as many deserving homebuyers as possible, and that’s why we are proud to offer our mortgage services at competitive rates. When you contact us, we will be happy to provide you with pricing information and an accurate cost estimate before we get to work.

Providing you with transparent pricing is just one of the many ways we work to make customer care and satisfaction a top priority.

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Save Time with a Canadian Mortgage Professional

Purchasing a property can be a highly time-consuming process, but it doesn't need to be! Our hardworking team of home loan brokers will assist you in any way possible. We will help you avoid the busywork of the home buying process and ensure an efficient turnaround. Once you have decided that you are ready to take the leap on a new property, our agents will take care of the lengthy process of securing the loan and gathering all the necessary paperwork.

Start Your Home Loan Process Today

Here at Borrowing Made Simple, we take pride in our honest approach to purchase financing. We promise to do everything we can to provide you with a mortgage that allows you to get the home you want without straining your budget. If you would like to know more or start exploring your options, we encourage you to contact us at (343) 763-2019.