New to Canada Mortgages in Kanata

Borrowing Made Simple provides outstanding mortgage options and recommendations to individuals and families new to Canada. Regardless of your situation, our brokers can help you get closer to your dream of homeownership in Canada.

Contact one of our brokers today at (343) 763-2019 to schedule a New to Canada Mortgage consultation.

Can a Permanent Resident Get a Mortgage in Canada?

Yes. Permanent residents are eligible for mortgage applications. In fact, there are even mortgage options available for non-residents. A valid work permit along with sufficient work history and a large down payment may be enough to qualify for a mortgage.

Based on your situation, your mortgage broker can recommend the best products and plans to suit your needs.

Who Is Considered a Newcomer to Canada?

Newcomers are considered those who have been in Canada for no less than three months. Those who have been here more than five years are no longer considered newcomers.

If you are a newcomer to Canada and are considering homeownership, our experienced team of brokers can help.

Can You Buy a House Without Extensive Credit or Employment History?

Yes. Although it will be beneficial to have established credit and work history when applying for your mortgage, it is not a prerequisite.

Many lenders are aware that newcomers have had limited time and opportunity to establish themselves in Canada before looking for a home. If you meet the other criteria and qualifications, you may qualify for certain mortgages even without credit histories.

Credit history is also transferable, so in many cases your credit standing in your native country can be used to demonstrate your reliability.

How Can a Mortgage Broker Help Me?

Our mortgage brokers provide a wide range of mortgage options catered to the unique needs of every client. As we work with countless lenders, we can offer impartial advice and recommendations for your situation. You can count on our brokers to locate the best mortgage options for you. Our brokers also assist with the mortgage application process, leaving no detail overlooked. Get in touch with us today to get started.

What Incentives Are Available to Newcomers?

Many Canadian lenders offer specialized mortgage options specifically geared towards individuals and families that are new to Canada. If you meet the required criteria, you may qualify for a mortgage with a competitive interest rate and a low-down payment.

Your mortgage broker will accommodate your situation and locate options that reflect your goals for the future. You can count on us to advocate on your behalf with your best interests at heart.

To learn more about our services, or to schedule a consultation, contact us today. We look forward to serving you.

Call Borrowing Made Simple for the Best Rates on New to Canada Mortgages

Borrowing Made Simple provides newcomers to Canada with unparalleled mortgage solutions. Discover the incentives and options you qualify for by contacting our brokerage today. Call (343) 763-2019.

What's Next:

Mortgage Rates

Mortgage Rates

Borrowing Made Simple’s years of expertise, help find homebuyers mortgages with suitable rates.

Learn More
Calculate a Mortgage that works best for you

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

Learn More
Speak to a Consultant at Borrowing Made Simple today

Get Started

We shop for the best mortgage option at no charge to you.

Start Today