First-Time Home Buyers in Kanata
Owning a home is more accessible than you think when you choose Borrowing Made Simple’s mortgage brokers. From the initial consultation to securing the best mortgage deal, our team is with you every step of the way. We make sure you’re well-advised throughout the process, and we connect with you the most trustworthy lenders serving the Kanata area.
Contact our mortgage specialists now at (343) 763-2019 to schedule a consultation. We look forward to helping you acquire the first home of your dreams.
Which Loan Is Best for First-Time Home Buyers?
The best mortgage loan varies depending on the homebuyer. Once you get in touch with us, we’ll sit down and speak with you about your current financial situation, and the discounts available to you as a first-time buyer in Kanata. From there, we’ll pinpoint the best mortgage option for you according to your needs.
How Do You Qualify for First-Time Home Buyer Mortgages?
If you’re wondering whether you have access to the best mortgages for first-time buyers, our team will make a full assessment of your financial standing. Of course, you must not have previously owned a home to qualify. Otherwise, you must:
- Have a good credit report
- Have proof of employment
- Have stable household income (yet not one that surpasses $120,000.00)
- Be able to make a minimum 5% deposit
What Programs Are Available for First-Time Home Buyers?
There are plenty of discounts available to first-time homebuyers in Kanata. From programs like the First-Time Home Buyer Incentive (FTHBI) to the GST/HST New Housing Rebate, there are alternatives to paying full price on your first mortgage. To learn more about these government-led initiatives, give our experts a call. We’ll take the time to go through each one thoroughly.
What Are the Pros and Cons of First-Time Home Buyers Programs?
At %COMPANY, we believe it’s essential for you to know what you can get out of these first-time homebuyer discounts, just as we think you should know the disadvantages.
- Access to the housing market
- Up to 10% interest-free mortgage loans
- Discounts on down payments
- Loss in home equity
- Investment restrictions
- Eligibility constraints
Discover Competitive First-Time Mortgages with Borrowing Made Simple
Get in touch with us to start discovering competitive first-time buyer mortgage rates in Kanata.
Our mortgage specialists want the home buying process to go smoothly for you, and we’ll provide you with all the tools and advising necessary for you to make an informed decision on your first mortgage. Plus, our team keeps you updated on the discount programs available in your area so that you know you’re getting the very best deals on your mortgage.
Call us now at (343) 763-2019 to schedule a no-obligation consultation. The next chapter of your life as a homeowner is only a phone call away.
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